Let J. R. Mirizio Real Estate take care of your appraisal

To a lot of people, an appraisal is simply one more thing in the long list of items for a home sale or refinance. Nearly all lenders still call for a local expert because the stakes are incredibly high, even though there are an increasing number of automated home valuation processes that might appear more economical than an appraisal. But is getting a mortgage the only basis for getting an appraisal? Are there also times when the services of a licensed, independent real estate professional could come in handy? Absolutely.

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Dispute your tax assessment in Mercer County

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from J. R. Mirizio Real Estate is your best evidence when building your case. At J. R. Mirizio Real Estate, we're capable of assisting you in appealing your tax assessment.

Let J. R. Mirizio Real Estate help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that almost all lenders ask home buyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. Since the added payment is usually folded into the monthly mortgage payment, it is often forgotten. This is unfavorable because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to do away with the PMI payments when the balance is paid down to 78% of the original value.

If you'd like to do away with PMI, J. R. Mirizio Real Estate will give you a statement regarding the value of your home. The cost of the appraisal can usually be recovered in just a few months because you'll no longer be paying the PMI.

An appraisal from J. R. Mirizio Real Estate will help you settle a divorce with less stress

A divorce is often complicated by the burdensome decision of who maintains the home, and it can be a very heartbreaking experience for both parties. It's a good idea to get an appraisal from J. R. Mirizio Real Estate so both parties are entirely aware of the true market value of their house, regardless of the circumstances.

The parties will have a a good idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation with J. R. Mirizio Real EstateSettling an estate

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We guarantee the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to manage these matters, unlike wealthier individuals. A home or other property often makes up an uneven share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

Let J. R. Mirizio Real Estate assist you in relocating to or from Mercer County

Moving due to a job change can be a stressful event. We know where you're coming from. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our detailed process, we suggest employees that are moving to provide remarks on the positive attributes of their property, as well as information regarding any current sales or listings in their area that they want considered.

Selling your home quickly at the right price with an appraisal from J. R. Mirizio Real Estate

A professional appraisal can help you make a better educated decision when determining your selling price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees depend on our efforts to finish the appraisal report and and aren't related to the sales price.

We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses stay on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.